Amen! Imputed, yes, but just as importantly—maybe even more importantly!—imparted righteousness. Of course, it is only through the indwelling presence of the Holy Spirit...but it is real and for now.
By the way, read Roger Olson's post from today. Here's a good excerpt to whet your appetite:
I feel exceedingly sorry for Christians who find the Christian life to be a struggle, drudgery, boring, mainly just a way of avoiding hell and eventually landing in heaven. What they need is an infilling of the Holy Spirit (not just “spiritual formation” although there’s nothing wrong with that).</idle musing>